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An unsecured loan for personal financial needs like travel, education, or emergencies.

Minimum age 21, salaried/self-employed, good credit score, income proof required.

Typically 10% to 24% per annum depending on credit score and bank policies.

Yes, most banks allow prepayment with minimal or no penalty.

Approval can take from a few hours to 2-3 business days depending on document verification.

Loan to start, run, or expand a business, secured or unsecured depending on lender.

Depends on business turnover, credit history, and collateral.

ID proof, business registration, bank statements, income proof, and GST documents.

Usually 10-20% per annum based on credit profile.

Yes, prepayment is allowed with minimal charges depending on lender.

Secured loan taken to buy or construct a house/property.

Varies between 7-12% per annum based on bank and tenure.

Based on income, age, credit score, and property value.

ID proof, address proof, income proof, property documents.

Usually 7-15 business days after verification.

Loan for buying new or used vehicles, secured against the car.

Typically 8-15% per annum depending on bank and credit profile.

12-84 months depending on preference and lender.

ID proof, address proof, income proof, vehicle quotation.

Yes, most banks allow prepayment with minimal or no penalty.

Loan taken to buy, construct, or renovate property, usually secured.

Generally between 7-12% per annum depending on bank and tenure.

Depends on income, credit score, age, and property value.

ID proof, address proof, income proof, property documents.

Typically 7-15 business days after document verification.

Quick short-term loan processed online with minimal documentation.

Usually salaried individuals with bank account and valid ID proof.

Funds can be credited within 24 hours to 3 days depending on verification.

Usually small amounts up to 5 lakhs depending on bank policies.

Higher than regular loans, ranges 12-24% per annum. Processing fees may apply.