Terms of Use – Light Paisa Finance Consultancy

Welcome to Light Paisa Finance Consultancy. By accessing our website (www.lightpaisa.in) and our services, you agree to the following Terms of Use.

1. Nature of Services

  • Light Paisa is a finance consultancy and advisory firm.
  • We are not a bank, NBFC, or lending institution.
  • We do not provide or disburse loans directly.
  • Our role is limited to providing consultation, financial awareness, and guidance about available loan products offered by banks/NBFCs/financial institutions.

2. No Guarantee or Liability

  • We do not guarantee loan approval, sanction, interest rates, or disbursal.
  • All decisions related to loan approval, rejection, charges, or disbursal are at the sole discretion of the bank/NBFC/financial institution.
  • Light Paisa will not be responsible for any loss, damages, or disputes arising out of transactions between the customer and the lender.

3. Use of Information

  • Information shared on our website is for informational and educational purposes only.
  • Customers should verify details directly with the respective bank/NBFC before making any financial decision.
  • Light Paisa is not liable for any inaccuracies or updates in lender information.

4. Consultation Fees

  • Light Paisa may charge a consultancy fee for advisory services.
  • Any charges applicable will be informed in advance and are non-refundable.

5. Communication

  • By using our services, you consent to receive calls, SMS, or emails from Light Paisa regarding financial consultation and loan awareness.
  • This does not constitute a financial offer or guarantee.

6. Intellectual Property

  • All content, logo, and materials on this website are the property of Light Paisa.
  • Unauthorized use, copying, or reproduction is prohibited without prior written consent.

7. Limitation of Liability

  • Light Paisa provides consultation only and is not involved in actual loan processing.
  • Any financial agreements are strictly between the customer and the respective lender.
  • Light Paisa shall not be liable for any issues, delays, or disputes with lenders.

8. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes shall fall under the jurisdiction of the courts in [Your City, India].

9. Consent

By using our website and services, you acknowledge and agree that Light Paisa is a consultancy firm only and has no responsibility for loan approval, sanction, or disbursal.